Gary J. Young is Chief Executive Officer of Young & Associates, Inc.  In his 50 years in the banking industry, he has assisted hundreds of community banks from coast-to-coast with improving shareholder value and profit, establishing effective strategic plans, assisting banks through regulatory concerns, as well as budgeting, asset/liability management, expansion planning, and mergers and acquisitions.  He remains a student of the industry and is a popular speaker with bankers for his practical and valuable insight.  He has conducted seminars throughout the United States and in Europe.

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Gary participated in the purchase of the National Bank of St. Anne, and is a member of that bank’s board of directors.  In addition, he was the co-founder of Capital Market Securities, Inc., which assists community banks with mergers and acquisitions, and manages a bank investment fund.